You deserve a full time Agent who works very hard for a living. If you are living anywhere in the world, moving is stressful and shouldn't be compounded by bad real estate agents. Getting Mozo home loans in Australia, or simply getting to view a few ideal homes in the state of Texas shouldn't be a chore. If you want full and Ethical Representation then Hire me! I do a full service job at half the commission.
Please interview a few agents if you like, when interviewing other agents, ask how they conduct their business and what services they will provide to you. Here is a list of what a true agent should do. This will give you a good idea of how the process will go and help set your expectations.
Mortgage Programs
Mortgage Programs
FHA Loans
FHA loans aren’t just for first time homebuyers! It’s perfect for people with very little to no credit, and people with no credit scores. If the purchase price is 300K or less this is the way you should go! Some great aspects of obtaining an FHA loan are:
- · 3.5% Down Payment
- · Up to 6% in seller contribution
- · Low monthly mortgage insurance
- · Low interest rates
- · Maximum loan limit: $288,750
USDA Loans
This is a great alternative loan for borrowers who do not have enough income to qualify for conventional financing and have no money to put down. And this is not just for first time homebuyers!!
- · 100% Financing (No down payment assistance or grants you’ll have to pay back)
- · Up to 6% in seller contribution
- · No monthly mortgage insurance
- · Low interest rates
- · No maximum loan amount
- · No first time homebuyer guidelines
- · Borrower must meet income requirements
- · Home must be located in a USDA designated area
Conventional Financing
This loan is for people with near perfect credit (700 scores)
- · Minimum down payment 5%
- · $417, 000 max loan amount
Jumbo Loans
- · Loan amounts over $417,000
- · Minimum of 15% down
- · Must have at least a 720 FICO Score
VA Loans
This is for the people who served our country.
- · 100% Financing
- · No monthly mortgage insurance
- · Low Interest rates.

United States
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